Since 2003, self-employed people and independent workers with low income can access mortgage credits, mortgage rate or mortgage loans that are intended to simplify financing their homes or even to refinance their mortgage. As a self-employed person, you can put down a mere 5-15% down payment for your mortgage if you meet the eligibility criteria. Here is a brief outline of the eligibility criteria:

  • You must have been self-employed for at least two years.
  • You wish to buy a house or a duplex that you will occupy.
  • You are refinancing your mortgage in order to repay a current loan, undertake some renovations or build up your assets (a single payment from the lender)
  • Mortgage loans cannot be taken using company names
  • Please note that you will be disqualified automatically if you have been previously declared bankrupt.

Please contact us for additional information. You may finally qualify to purchase your dream property!

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